ROI Calculator - Return on Investment
Work out the percentage return on any investment-absolute and annualized-so decisions are based on numbers, not narratives.
Figures are mathematical illustrations only and not a promise of performance. Mutual funds, deposits, loans, and insurance are offered by respective institutions-please read scheme documents and terms before investing or borrowing.
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ROI calculator - how to use this tool
Calculate return on investment for your portfolio or trade.
An ROI calculator expresses gain as a percentage of cost-simple, but blind to time. Use it for quick comparisons, then switch to CAGR or XIRR when the holding period or cash flow pattern matters.
Adjust sliders to stress-test assumptions, review the visual breakdown where shown, and export or share results. For a documented plan, talk to Saarthi Capital.
Browse the full calculator hub for SIP, EMI, FD, tax, and more.
Frequently asked questions
How do I calculate ROI?
ROI = (gain - cost) / cost × 100. It is a simple percentage that ignores how long the money was invested, so annualised measures like CAGR are better for multi-year comparisons.
Is a higher ROI always better?
Not necessarily-ROI ignores time and risk. A 50% gain over 10 years is weaker than 50% over 2 years, and risky bets can flash high ROI right before a loss.
What is a good ROI in India?
There is no universal number. Judge ROI against inflation, the risk-free rate (FD or small-savings rates) and the risk taken. This calculator shows the math; the benchmark depends on your goal.
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