APY Calculator - Atal Pension Yojana
Check the indicative monthly contribution needed under Atal Pension Yojana for your chosen pension slab and entry age.
Figures are mathematical illustrations only and not a promise of performance. Mutual funds, deposits, loans, and insurance are offered by respective institutions-please read scheme documents and terms before investing or borrowing.
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APY calculator - how to use this tool
Illustrate monthly contributions under Atal Pension Yojana for a target pension.
The Atal Pension Yojana (APY) calculator shows the monthly contribution needed at your age for a guaranteed pension of ₹1,000-₹5,000 after 60. It is built for unorganised-sector workers-compare it with NPS if you are salaried and want tax benefits alongside a pension.
Adjust sliders to stress-test assumptions, review the visual breakdown where shown, and export or share results. For a documented plan, talk to Saarthi Capital.
Browse the full calculator hub for SIP, EMI, FD, tax, and more.
Frequently asked questions
What is Atal Pension Yojana (APY)?
APY is a government pension scheme aimed mainly at unorganised-sector workers, offering a guaranteed monthly pension of ₹1,000 to ₹5,000 from age 60, based on your contribution amount and joining age.
Who can join APY and till what age?
Indian citizens aged 18-40 can enrol, and contributions continue until 60. Income-tax payers are not eligible to open new APY accounts under current rules-confirm eligibility before applying.
What happens to APY if the subscriber dies?
The spouse can continue the account or receive the pension, and after both, the nominee receives the accumulated corpus as per scheme rules.
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